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Budding 2015 aims, brief analysis of 2014 finance

December 29th, 2014 at 11:07 am

Hey there:
I had a day of some accomplishments: washed the range hood filters, our bedsheets, bought clothes, retrieved my wallet. Ipod still missing. Not too worried because I paid nothing for it. It is probably in our house somewhere.

Saw Baselle on Saturday: she is radiant and fine. My child will participate in her Fantasy Celebrity Cemetery game and he made some good picks, some stellar unique ones, some cagey ones too. One person Baselle has on her list is someone I had on my first version, but discarded. I hope I don't have remorse over that, but I probably will. This year nearly everyone had good lists, and I just lucked out because I followed Baselle's 2013 winning strategy of finding someone in their forties.

For 2015 I want to be more creative and active. I am now mostly on Linux on one laptop, and I now have a Raspberry Pi. Raspberry Pis are the thrifty way for young people to learn computing, but I decided I didn't have to be twelve or under to make use of the Pi. I've played with software for designing sound, and dipped my baby toe into the Python programming shell (called IDLE, get it? Python? har! Those funny Brits!). I also installed Apache server and now I have a web page. All of this I did last night. I have now a SDF.org account for practising mySQL and using old-school UNIX commands. I think if I reduce my exposure social media (hashtag abuse rots the mind) and go on a news-information diet I'll be okay. News is 88% corporations and governments' dictated garbage, typos, and celeb blather anyway these days, am I right?

I want to be cleaner next year too. My eyes are terrible now and I can only feel the schmutz, not see it. I have some recipes for scented cleaning concoctions, so I'll be able to smell the clean as well.

I want every day to have some minor accomplishment at least, or average out the year in daily accomplishments. I will work on templates for my RedNotebook software so I have a framework: "What needs to be changed?" "What was good?" "What steps did you take toward ....?" "What are you going to read?"

I want to be more mindful. I wouldn't say I'm manic, but too often I see more books and CDs and DVDs from the library I want to borrow, and sometimes I misplace them if I'm out, especially on a bus. Then I have to pay for their replacement. update: case in point, I was going to play a CD from the library, then found a CD from the library I thought I returned (I returned only the case). I better read Philippa Perry's How to Stay Sane but that presumes I am sane. My spouse tells me I am sane in a crazy world.

I want to overcome my social anxiety and awkwardness. I have to be okay with rejection though, as well as other people's social anxieties and awkwardness, but I don't know how to be okay with rejection; that is, positioning the rejection as the other person's problem and not a confirmation that I'm unfit for society.

Financially, 2014 showed growth over 2013. Except for the house. Despite all these cranes working on erecting multifamily residences, and a 1 bedroom apartment in the city goes for more than our 3-bedroom mortgage in the city, Zillow values our house at $5000 less than this time last year, so I have 3% growth in equity from the $10000 I've paid down in principal. I live in an area with good transportation and most amenities are within walking distance. Gold and silver are down from 12 months ago as well. Stock accounts went up, except for General Electric. Bonds are up a little over 2%, money market account is up slightly. Debt you can look at in the sidebar, unless you're using adblock software. 8% principal paid on HELOC; 9.18% principal paid on mortgage; 22% principal paid on car loan. Car loan annual principal paid percentage is the only number that didn't increase from last year.

Stocks to look into next year: CI, DLTR, ONNN, SU, TRV, VIAB.

2 Responses to “Budding 2015 aims, brief analysis of 2014 finance”

  1. frugaltexan75 Says:

    I hope you let Baselle know we all would love to have her back blogging!

  2. rob62521 Says:

    Worthwhile goals!

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