Yesterday was our first no-spend day of the year. Finetuned YNAB to include an expense made last year I didn't know about until today, when the charge showed up on the credit card. Electricity bill $26 more than I thought it'd be. With $120 in the account to last two days I feel slightly better, as long as the $98 fee for DS's extracurricular activity and the $40 GE stock purchase don't go through at the same time.
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2014 Resolutions
When Savings + $1800 = Principal of Debts HELOC and Car, pay off lowest debt.
Looking at November 2014 presently as payoff date. Assumptions include 3.7% rise in assets monthly, fifty cents more to car payment each month.
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I am using the shareware "Red Notebook" to journal progress which may not be of interest to you, such as the other challenges for 2014 aside from 52-week Saving Challenge that I found on Lifehacker.com. So far I like it, but I need a robust and sensible metadata framework to keep it uncluttered.
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That Money-Saving Mom's Budget book is brilliant. I thought, snobbishly, that Trent Hamm's book 365 Ways to Save would be ingenious, but no, that Money-Saving Mom's Budget (Crystal Paine I think is the author) is very useful. Lots of aha!s last night just from three pages, which is what I've come to demand now.
First No Spend Day of 2014
January 8th, 2014 at 08:00 pm
January 8th, 2014 at 08:29 pm 1389212966