Happy New Year! Bonne Annee!

Hey Hey I installed YNAB, having found my Activation Key in my inbox! I set up YNAB so I could enjoy the flexibility of choosing among my accounts for application of my physical savings.

Resolutions As the Year Goes By

Allowing for fluidity of circumstances and thinking!
First up: reducing e-mail accounts to 20 messages maximum in each inbox!

Second: stay away from most newspaper comments, now that I know there are paid trolls to say the stupidest things. "I don't mind paying $12/month maintenance fee at my bank, because I get free coffee!" "That hard-working father's freedom and liberty were threatened by his two-month-old daughter so he should not be charged with shooting her with his 9mm gun!" Those of us who came to the truth of paid trolls too late know there are worse ones. The trolls exist to pump up the page hits and my blood pressure.

Get more eBooks from library, especially for online tutorials for eventual job work.

Meal plan with emphasis on what's in pantry inventory. Today we're having Hoppin' John with kale and sweet potatoes, and then work on yesterday's duck pasta leftovers.

In December I was embarrassed a few times by pulling out coins and wondering if I had at least $2.50 for coffee. It may be time to cut back. I wonder how pack-a-day smokers can handle their budget: I don't even have coffee out more than once a week unless it is special holiday time like now.

I weigh 167.5 lbs. Not terrible, but definitely could trim down 10-15 lbs.

That 365 Ways to Save is pretty bland. Only the health stuff I haven't already set to autopilot.
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Shopped with family at JCPenney: saved $199.20, because we brought a 15% coupon, spending $178 in total. I bought a red acrylic Joe Fresh sweater and a Betseyville turquoise rose-print large bag. I love the sixty-nine cent Anne Klein red purse but I can't fit the price book, emergency ADHD reading material for lines and buses, notebook, calculator, chequebooks, pens, et cetera.