Two months until tax payments are due. I had best be starting my tax calculation.

This morning was not fabulous. Constant readers who remember my post about my kid hot-to-trot to put his money toward an account earning 0.1% have this update: the boy forgot his account application and furthermore mislaid the $ his grandparents and I gave him. I asked three pointed questions about the account setup this morning: he lied for the first question and ignored the other two. Tweenility?

HELOC payment went through. Paid more in interest than last month, although I did not take any money out. I just paid 33% less over the past 30 days than I did the prior 30-day period.

I earn 25% of the interest amount I pay out in mortgage and home equity line of credit. I had an epiphany that I have been too aggressive setting a one-year payoff for the roof. 113 days to go, $2260 more to pay. I like Jean Chatzky's "$10/day" idea in Pay it Down. 3 - 3.75% doesn't seem like much, but it's still 7.5 - 9.2 times more than what I'm earning outside stocks, bonds and precious metals.

Our Valentine Day meal was made inhouse: veal in lemon sauce, with steamed asparagus and carrots, and grenadine sodas, and I brought from the fridge some truffles I bought on Thursday. The boy's class will feast on Nanaimo Bars today for MORE SUGAR! WHEE!