HELOC: $15137.12
Mortgage: $117,328.84

Money spent on coffees today. A local entertainment periodical is offering a raffle of two paid nights in a Vancouver, BC hotel for those who give to a certain food bank charity. If I win I have to take my family (they and apparently homeland security take my solo excursions with alarm). They've been to the hotel and my husband still gripes about it. It's a decent hotel but the nickel-and-diming of fees rots his socks.

Mailed a present to my NY friend: $2.25.

Things are rough all over. When we went to coffee the proprietor was wailing and gnashing his teeth. Half my debt group are ill. Owe money in overdues to libraries but will pay up before Dec. 31.

Dirtnap for Dollars 2011 closes in 30 days. I leapt into the lead in early January and have been there for nearly eleven months.