1. I hadn't yet been out in the sun to pull up weeds. I chose to pull up weeds as a tiny action indicating that yes, I do want to improve my environment and yes, I am deficient in Vitamin D and want that sunlight!
2. I went through a purge -- shredding financial statements we don't need, and found a budget book. I tallied first our income, feeling pretty proud of myself for earning the wage that I do, and then tallied our expenditures:
* a friend's morning wedding in Vancouver, so an overnight stay is in the cards;
* the IRS payment of $860.72 -- bah on me for getting it in two weeks earlier;
* the non-refundable deposit for putting the munchkin in kindergarten: $170/month full-time, and this is a BARGAIN compared to $50,000 of past childcare expenditures;
* my birthday, and I will be one very spoiled princess/goddess with my bitchen waterproof warm imported motorcycle jacket;
* the last hiccup of $750 for my 2006 Roth IRA contribution;
* my kid's social communication playgroup: $40/session, and I haven't kept up payments since the facilitator/therapist moved operations to where there's no billing receptionist;
* thought I might try paying the mortgage every four weeks, so inked in a double payment.
3. I'd been getting to sleep well enough without melatonin and 5-HTP the last few days, but my serotonin reserves got depleted.
This, along with other expenditures like insurance, heat, utilities, food, came to $7800 for the month. This is well above what we bring in. Sure, I put in $450 as a savings category for the vacation, and yes, we have savings, and the tax/mortgage/childcare payments can go through our chequing account without overdraft, but what about the 2007 Roth IRA or the windows or the gardening/landscaping I wanted done for my survival/victory garden? Poof. So no double payment of the mortgage, obviously.
Thanks, Lux Living Frugalis, for the Daniel Quinn recommendations and verbal bouquet. I do have a lot of fallow time at work, so I'll get the Ishmael books after I finish Road to Serfdom.
And thanks for the "there theres" and understanding that I really just want to participate in a spectrum of advice and experiences, and present some bulletins that people may find useful for re-engineering their spending. Like
And this is mostly for me, but if you find use in it, then it's for you too:
"May today there be peace within.
May you trust that you are exactly where you are meant to be.
May you not forget the infinite possibilities that are born of faith EXCEPT BANKS -- DO NOT TRUST THEM OVER YOUR SPOUSE. THE BANKS SHOULD NOT BE YOUR OVERLORDS!.
May you use those gifts that you have received, and pass on the love that has been given to you."
April 2nd, 2007 at 05:21 pm 1175534517
April 3rd, 2007 at 01:01 am 1175562106