Scooter: $5183 -- overestimated how much I paid blush. Mailed payment for $518.30 to motorcycle company.

Mortgage: $158002.28 -- mortgage now due.

Credit card: $686.83 -- some of this is from buying clothes and mailing nutritional supplements for my brother (he owes me $110 for those, plus $120 for other expenses). $266.00 accounts for ten weeks' worth of vegetables from our CSA.

I tweak out at the silliest, mildest things. I saw where two acquaintances demonstrated much more financial cojones than I have, recently taking out $380,000 mortgages. The median price for a home here is $410K, and neither of these acquaintances is a first-time home borrower. Sure, they're thirty-year mortgages, and with windfalls and bonuses there's bound to be some prepayment. But they're not freaking out. I would be.

Things are tight for us because I don't earn a whole lot of money and the boy's therapy eats up our $. Our mortgage is due in just under seventeen years -- almost half of a regular term! Eventually I'll get full-time pay, eventually day care will be a past memory. Eventually my scoot will be paid off.

So my debt is $163872.11. Ish kabibble.
Maybe it's not the end of the world to be carrying a balance. There are people who always pay their balances in full, and people who always carry a balance. How big is the percentage of people who make occasional cashflow slippages, or have emergencies that outstrip their funds? $165000 is my ceiling though.

That Green Energy Fund I got a prospectus for: WGGFX. Expense ratio is 1.45%. I'm getting out of my blue chips.
Enough blue and red, in with gold and green! BRSIX looks good too.

The problems are my impatience and anxiety. Yes, there are reasons for fear, but how much of the fear is justified, and how much of it is from living in a society I don't understand?

July 5th was a no-spend day.

$2500 -- how would you divide this among a Roth IRA, emergency fund, and scooter payment?