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Bottom Line Secrets; Loan Payoff Calculator

July 2nd, 2006 at 09:38 pm

I found a great newsletter in my local library: Bottom Line Secrets, featuring tips from experts -- the editorial board includes Sheldon Jacobs, Dean Ornish, Alexandra Armstrong, and other names I recognize -- on health, wealth, safety, pretty much anything you need to make your life better. I've already learned about a socially progressive mutual fund CRAIX, tax liens as a form of investment, and exchange traded funds. Here's the

Text is Website and Link is http://www.bottomlinesecrets.com
Website.

It's a skinny newsletter but it's 100% subscriber-financed. No advertising!

My PC is futzed -- hubby suspects it's the toggle switch. I had accepted some updates, and rather than restart the machine I thought I'd save electricity and shut it down. I'll be saving even more electricity.

I made a budget for the month. I'm in a quandary about some extra cash we'll be receiving -- not enough to pay off the scooter, sadly, but enough to pay half of it.

I also found a nifty loan payoff calculator at office.microsoft.com! It's an Excel spreadsheet, and I can use either incremental payments or sudden extra payments in a column to play with various payoff scenarios. Go to office.microsoft.com and search for "loan payoff Excel." The template will be in the result set.

Scooter: $5183.22
Mortgage:$158002.28
Credit Card:$417.81

I borrowed the Laurence Kotlikoff and Scott Burns Coming Generational Storm book, an oldie book by Shel Horowitz about how to Penny Pinch and yet live royally, and Jeff Schnepper's Tax Guide for 2006. I wish I could tap into my intuition as far as investment goes, but I really need to decently research my options first. I'm thinking about an ETF for water, and a mutual fund that invests in companies offering palliatives and solutions for energy, global warming, and water ills.

1 Responses to “Bottom Line Secrets; Loan Payoff Calculator”

  1. PRICEPLUS Says:
    1151901104

    Bottom Line is good stuff! Sounds like you are getting things well in hand! Way to go! Keep up the good work!

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