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Blessed by debt collector calls

December 19th, 2012 at 09:06 pm

Yes, you guessed correctly: some scofflaw deadbeat applied for credit with a phone number that actually is mine. I have had the number for five - six years. The one time I answered a call from Oklahoma I asked how many years old the contact information the caller had was, and she said she'd remove the number from her records. Way to not answer my question.

Then a 800- number called, which from the Web I could trace to a debt collector. I haven't answered, because they've called when I had fewer than twelve minutes remaining on my cell phone. But tomorrow starts a new usage cycle, and when they call, I am gathering contact information. The company with the 800 number has a branch office in Oklahoma.

Then I will use the Debt Validation letter method, and send my letter registered with return receipt.

For now I am keeping a file, with a printout of my phone bill, and documenting times and dates and caller information, and bookmarking websites on small claims court procedures.

The last time I had to deal with this I had the Attorney General's office intervene. This time I have car payments to think of, and the information that this one debt collector has paid out in small claims courts before, and paid $121000 in telecommunications and Fair Debt Collection Practices Act violations.

2 Responses to “Blessed by debt collector calls”

  1. My English Castle Says:

    Awfulness!

  2. Jerry Says:

    I have had something similar in the past with debt collection, but it was something that I had paid off in the past many years ago. Drove me crazy, but every 4-6 months the company would resubmit it to another collection agency, and it would lead me to pull out my email and receipt copies again, and they would remove me from the list, so the circle could start again ad nauseam. The funny thing was that the phone company would not even talk with me about it, because it had been submitted for collection. They would just refer me back to the people with whom I had already cleared the debt. There was no insurance that it would ever end, until we actually moved overseas (NOT because of the $58 paid debt, I hasten to add!). Smile Jerry

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