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Archive for November, 2015

Molasses in January is speedier than...

November 30th, 2015 at 04:59 pm

a mortgage payoff.

Just made 35% mortgage paid milestone after nearly 17 years in the house. Admittedly this is my second refinance of the house. Equity is at 78%.

Still dithering about a phone. I like to make use case scenarios, cost-balancing what-if scenarios, and have a list of what technologies and standards will meet our needs. DH likes to feel the phones while I get talked over in a phone store pumping out loud dance music, and springing on me in the store his input which I attempted four times to solicit at home in a quieter environment. This is why I don't have an updated phone.

When I use a search engine for "best phone for me" I get outdated contract plan provider ratings, and listings five years out of date for phones.

It's Cyber Monday and I want a phone. I'm grandfathered into a $25/month plan but I can't even use the phone for Web browsing anymore because the firmware won't do Transport Layer Security/Secure Socket Layer handshakes.

Why are we not with Ting? We don't know enough about technologies and service to determine if Ting will offer Canada service with the device we bring to it.

I feel like I'm 70 years old. Hate loud dance music in phone stores. Hate Top 40 hiphop w/screechy vocal fry female singing in restaurant with diner behind me trying to screech along to the music. 24 hours after the hip-pretentious diner in our own city we're in a hip diner in another city and it's playing 35-year-old goth/darkwave music which is beautiful to my ears, and instead of off-key singing the patrons next to us are talking with us about video game character plushies and the books they're reading and that we have read. Hearing persistent cough and blood pressure woes from the spouse. (Since I adapted to a low-carb diet and megadosed on Vitamin D and cod liver oil my BP is around 110/80. AND finally the majority of my size 12 pants are slightly too big, and the majority of my 10-11 pants are just right!) Out of touch with current mobile phone standards, technology layers. Clinging to personal privacy by turning off JavaScript on one browser and choosing what third parties on a website can use cookies or track me (web services for apps, yes; doubleclick, facebook, gumgum, google-analytics no).

Seasonal Cash Drain begins this week

November 13th, 2015 at 04:52 pm

This morning I gave thought to our Christmas budget. The main person in my life is a Sagittarian, so I estimate $120 for his birthday. I won't share how I did it, but I managed to get about $160 worth of his Amazon wishlist items for $0. Thinking $650 for a cards-inclusive birthday & Christmas. My beau's birthday is one day earlier than US Thanksgiving, so my Can-Am kid is working on him to consider spending birthday time up north.

I plan to get a Bitcoin wallet, and buy one bitcoin. Several sites use PayPal for payment processing and PayPal doesn't accept our cards even when we use guest accounts, because our credit cards share the same numbers. It doesn't make sense to me that joint credit card holders should be punished if their credit scores are good and their accounts are in good standing. Bitcoin will allow pseudonymity and lower processing fees.

I live in a sucky school district. My kid's school budget has been slashed to nothing, as the school's administration exhausted its cash to retain one full-time staff person. The school lost 2.4 FTE funding after a teachers' strike. As of this writing six teachers have DonorsChoose.org projects. I'd like to see them all funded: I don't have enough cash to fund them all. I've promoted the URL a few places, including the school PTSA newsletter. However the school PTSA has its own Donation Drive, which I've given roughly half of my car accident money to. I don't know how to go about spreading the word beyond how I have already.

It seems I don't know a lot of things. But I have been learning some Python. And I did learn of a rare gene mutation (if you're of North European ethnicity, it's not that rare, maybe 1 in 20 have it, but if you're not white, you're extremely unlikely to have it, although I read an African-American's claim she has it) that I suspect my mom had and passed down to us. It'd explain my brother's death and my preeclampsia. I'm blood-clot free, I think, but my cat insisting I sit down 10 hours a day so he can rest somewhere warm will be the death of me. I'm no use to him dead though. Not even as a food source.