I checked Hugh Chou's
Retirement Savings Calculator. For our age range, we're doing better than most retirement savers. We're not at the top end of the range (ages 35 - 44), so maybe we're doing better than 90% of the folks out there. 5% of the people in this group have $150,000 - $250,000 saved for retirement. And no, counting home equity for that is cheating.We don't have mutual fund and stock brokerage account balances worth mentioning. Maybe I should start.
What's scary is looking at age groups beyond ours. Of all retired people, 20% have funds beyond $250,000. And we started to save only nine years ago. If we were smarter with our careers, and more driven and less poor, saving as soon as we got out of college and into those professional rather than support positions, we'd be surfin'! Our $$ includes the stock shock drops of 2000 and 2001.
Hugh's got lots of calculators out there -- have fun.