Goals for 2009
I don't expect to be saving much in 2009. But here's a list of milestones and goals I hope to reach next year. as of March I'm scaling my expectations WAAAAAY low.Roth
Every $1000 deposit in DH Roth for 2009 - 2 items from Amazon wishlist
Every $1000 deposit in my Roth for 2009 - software
Starting amount DH: $0
Starting amount PG: $0
March 13 2009: PG $200
Emergency Fund
$1000 contributed in 2009 -- visit to Tummy Temple
$2000 contributed in 2009 -- personal trainer @ gym
Starting amount: $15034
February 28, 2009: $16,568.20
February 28, 2009: $17,400.00
Home Mortgage
$21000 paid off in certain communal debt track -- facial or massage
$25000 paid off in some communal debt track -- personal trainer @ gym
$4000 principal paid off this year - new pair of prescription sunglasses
Equity greater than 60% -- James Marsh print
Equity greater than 58% -- replacement bedding
WIRR start: $158742
Mortgage start: $138542.56
Equity start: 57.30%
February 28, 2009: $137000
Equity: 56.6%
$21742 paid off in certain communal debt track
February 28, 2009: $1542.56 paid off
Replacement car:
$500 saved in 2009 -- flowers
$1000 saved in 2009 -- LUSH (that's body stuff, not drinkies) spree of $30, plus two magazines
$1500 in 2009 -- Tummy Temple or visit to Vancouver
Repl. car start: $5529
Not so great: -$509
College Fund:
$300 contributed in 2009: one PreCode movie
$1000 contributed in 2009: trip to Vancouver
College Fund start: $0
February 28, 2009: $50
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Goals Achieved
Roth 2008 paid in full -- massage
Goal reached 1/20/2009
Principal exceeds interest (a freebie: this happens in February) -- restaurant meal
done January 27 2009