I never see my spouse's paystub: they aren't mailed to him. He does ask me how much per paycheque is to be placed in a HSA. I sum up and estimate two pair prescription glasses, my expensive eye drops, kid's dental exams, annual exams for me and for tot, divide by 26. Apparently my memory is not so good and we put in $4000 a year. Sure, that's great for when my drops run out, or a pair of specs shatter, but what if you never knew how much was in the account? What if you were paying out of pocket for expenses because you were unaware your spouse contributed 3x as much as you thought?
I think now maybe $1500 per year (not per pay period) would be better, especially with a car loan to pay back, because who likes budgeting take-home pay to where under twenty dollars is a surplus? but he's ratcheted the contribution to $113 per pay period.
Overfunded HSA - Open Benefits Surprise
October 29th, 2013 at 04:18 pm
October 29th, 2013 at 05:58 pm 1383069538
October 29th, 2013 at 06:09 pm 1383070191