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some quickies before the coffee gets cold

January 25th, 2012 at 05:54 pm

I repent at leisure for my impatience in mailing the bills off. This is a personal problem: I see the bills with payment in their sealed envelopes waiting by the front door and fret about late-fee charges, also can't estimate to the day when payments will be received, so off they go.

I've mentioned in earlier posts about the "tsunami" of bills at the end of this month--dashed difficult to time these before Friday's payday. The mortgage cheque, insurance cheque, phone cheque have all been received; the EFT for the electricity bill went through, I made one payment to the HELOC for a rounded balance.

Now my husband has a day off and we're down to our last $200 unless we want to risk a third withdrawal from our Money Market Account, or "live off the credit card" for unscheduled expenses and you just know the US gummint's gonna suspect us of funnelling money out to support Al Qaeda if we have too many withdrawals (thank Maud I am not responsible for Congress, and that it's highly unlikely we'll make four additional withdrawals from the account before January 31 when we get money on Friday).

5 Responses to “some quickies before the coffee gets cold”

  1. My English Castle Says:
    1327515191

    Checked the sofa cushions? Your other coat? The bottom of your bag? That's my back-up "emergency" fund.

    Want to start nagging me about exercise again?

  2. PauletteGoddard Says:
    1327516377

    Sure, you nag me too. An SA blogger is having a green drink challenge but I don't have a Vitamix juicer, so the kale I put in mine turned out to be a chiffonade. I will do a "rainbow drink" challenge as two of my dead pool picks are determined to lose me $$ by going on veg+fruit diets. One even lost 15 lbs on his diet so far!

  3. MonkeyMama Says:
    1327519323

    This is why I like online bill pay. I used to just pay bills when I got them. Now I pay them when I get them, but set the payment date closer to the due date. The plus is that buys me a lot of float. If I've got the money now, but it's not due until next month anyway. I kind of like the best of both worlds. Personality-wise, I would never actually put off a bill until the due date - would drive me crazy. But after a decade of payments arriving when I set them to, I obviously don't worry about it. Online pay is awesome!

  4. My English Castle Says:
    1327526080

    Not excited about green drinks, but maybe they're better than they look? My current goal is to have a big salad for lunch every day that I'm home. I suppose I could puree it?

    But I'm sad about Etta James.

    @MM--your post just spurred me to pay my insurance. It's set up online, but I usually leave it until the last minute. Now it's off my mind.

  5. PauletteGoddard Says:
    1327530216

    I'll continue my post in the comments. My spouse told me that the person from whom he'd like to buy Dell laptop parts has contacted him about transacting today so there's even $100 less.

    @My English Castle: My "back up fund" in the house are three Canadian Maple Leaf silver ounces. Thanks to the market's response to the State of the Union address, the silver'll cover the $100 for the parts.

    My mind rebelled against the rainbow drink diet today with a Nanaimo Bar slice (they're called something else east of here I forget what, but even Seattleites call the treat 'Nanaimo Bar') and an overpriced mocha at the best espresso place in town.

    Even my child will have fresh vegetable juices: the carrot juices are sweet and invigorating.

    I saw a very old "Mock the Week" episode where a discussion topic was Tony Blair spending New Year's with Robin Gibb and Hugh Dennis was imitating the now-sick Mr. Gibb singing "Auld Lang Syne" and I just lost it.

    I promised myself that if I lose 20 lbs by June I will go somewhere NICE on holiday, like Tofino or Sooke or Newport.

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