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Can it be? A No-Spend Day!

December 20th, 2011 at 04:38 pm

Yes. But tomorrow won't be one: I'm buying turkey sausage for bean soup, ground veal and ground pork for tourtière. My scheme for the next eleven days is to spend under $100/day, and put what I didn't spend into the VISA card, then the HELOC, then into silver, money market account, Procter & Gamble Direct Purchase Plan (DPP), and Walgreen DPP. Target by Value Line and Standard & Poor's judgements is worth buying as a Direct Purchase Plan BUT! The initial purchase charge is equivalent to my TD Ameritrade account charge; and when I signed up to receive the Direct Purchase Plan by mail, the Bank of New York/Mellon website's form did NOT accept my name, although when I used the Contact Us form to complain, my name didn't hold up any processing script.

I have been blessed with heaps of bean sprouts so am making chow mein, chop suey, egg foo yung before they get slimy beyond use. The More-With-Less cookbook is helping me out.

I dropped off three cans of tuna, one box of macaroni (it was Barilla, the good stuff), and one package of whole wheat spaghetti at the local food bank.

Has anyone used the YNAB software program with success? Has it paid for itself? I have a trial program but only a seven-day trial key.

My Dead Pool 2012 lists are ready.

8 Responses to “Can it be? A No-Spend Day!”

  1. frugaltexan75 Says:

    I'm a long time YNAB user, and absolutely LOVE it! Yes, it will definitely pay for itself, many, many times over. Its methodology is what allowed me to be able to survive nearly 3 years mainly on my savings and minimal tutoring income while also paying for a MA debt free. Have you checked out the YNAB forums? There's tons of people there who'll answer any question you have. Oh, and if the 7 days isn't long enough for you to get a good feel, you can always write Jesse (he used to be a regular on the SA forums) and ask to have it extended to 30 days. Really, day 31 is when the magic happens. Smile

  2. PauletteGoddard Says:

    That is a powerful testimonial!

  3. baselle Says:

    Do you have an account with BNY Mellon transfer agent already? They have a couple of IDs that they give you - an ISP along with the account number. Kind of a chicken and egg problem.

  4. baselle Says:

    Oh yes. So far, I have at least four other people who are interested in doing the death bet this year. Talked to either the owner or the renovator at Gainsbourgh ... they are hoping for a soft opening New Year's Day. The stove is the hitch. Maybe drinks there.

  5. PauletteGoddard Says:

    I would be okay with drinks, believe me.

  6. baselle Says:

    Would you like to meet on Saturday, Dec 31 and I can get your list? Gainsbourg if they are open, Naked City as a plan B. I always prefer to get the lists at the last minute in case a member of your list exits early - if you still have the list you can fix it.

    Don't know until I get lists and $20s, but several new participants have expressed a desire to participate. Maybe 8 or 9. The more, the more interesting!

  7. PauletteGoddard Says:

    Yes. I made plans to meet with a friend on Dec 31 at Gainsbourg, we are hoping with them that they'll be open for drinks at least. If they aren't, Naked City Taphouse will do well. My friend might not be into the Dead Pool but don't regard that as an inconvenience. We can meet at 4, and I'll arrange a 4:30 meeting with my friend.
    I'll try to be obvious, like have a composition book decorated with the pictures of my dead pool picks or carry one of my personal finance favourite books (to the left, on the side bar).

  8. baselle Says:

    See ya at 4pm on the 31st. Big Grin

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