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can't buy groceries w/o someone lying in wait

November 12th, 2011 at 05:40 pm

Walked out of a supermarket yesterday, failing to escape notice by people with clipboards waiting at the exit. I don't like clipboard people: they exist to collect signatures for initiatives or to collect non-tax-deductible funds (Greenpeace!). I cannot and do not sign initiatives. I already piss off beggars because what money left I have for altruism goes to tax-registered charities. I was asked do I "want to bankrupt the banksters?"

Well yes I do want to bankrupt the banksters. I'm buying gold and silver, "natural resource"-backed currencies, and supporting candidates not funded by large banks. I watch Max Keiser and read Peter Schiff.

I tell locals who believe they're trapped at big banks, doomed to endless fees and charges because of their torpedoed credit scores, about Express Credit Union, I spread word of a state representative's effort to bring a state bank, like North Dakota, who oh shock! golly gee! isn't as badly off as the states who don't have state banks, to us. But someone with a clipboard doesn't want to hear that: he wants my signature or what's left of my wallet.

Even though forum commentators will scoff that the banks introduce and raise fees to scare away "deadbeats" whose accounts are too expensive to operate, the very fact that people are closing their accounts is bringing these commentators out. And the commentators don't even bother to make sense:
Bank employee "you can't get wealth management services through a credit union"
Credit union menber "then why is there a wealth management service tab on the credit union website"
Bank employee "see! you've made my point! the credit union has to partner with a company!" (??? Can any American translate that logic for me?)

Would you feel confident entrusting your dollars to a bank employee who doesn't have a clue about modern banking trends? Who believes falsehoods is part of the job description? Why or why not?

And "good luck getting your ATM card to work in other countries." Never had a problem using a Cdn "caisse populaire" or credit union. "There'll only be three branches where you can do banking." Credit unions participate in shared network banking. It's weird that the trolls post "go away you deadbeats" and in the same breath "you'll be sorry you left!" Sounds like abusers getting nasty when their victims head for the door for the last time.

I wonder if anyone choosing to stay at a bank is confident that the banks won't raise fees, now that a "handful of riffraff" have left, and that the Bloomberg article about the $53 trillion worth of Merrill Lynch toxic derivatives moved to the FDIC-insured banking unit won't haunt them. People like Illinois Rep. Joe Walsh blame the government for the 2002 homeownership act, but do some research? How many banks went to the government in charge in 2002 with drafted legislation to be signed into law? What banks created Presidential Libraries to curry favour with the U.S. head of state at that time? When you know these things, and you assume that the people who troll and stay at banks know them too and have read newspapers over the past five years, you wonder if there's environmental pollution or severe cognitive dissonance resulting in faulty brain wiring.

My personal favourite was one idiot troll who posted "who in Seattle who isn't a grandparent already can afford a 12-year mortgage?" (ahem ahem!) Troll was about forty, boasting about his new re-fi'd 30-year mortgage at a bank. And his APR is higher than mine at a credit union.

I'm not cut out to be a banker, I guess. Don't understand astroturfing to insult people who've had enough or who've found better deals. It was easy for me to leave Bank of America when I was told they don't negotiate, and that they only make changes to the terms of credit card agreements when credit scores go DOWN or when they buy a regional bank or are forced to by Congress, never do the agreement terms improve when the credit score goes into the 750+ echelon.

As if the status symbol of parking $18000 in an account with 0.1% interest at a bank outweighs the $18000 earning 0.5% interest. Only in the United States are value hunters scoffed. "Pah! Look at you in that Corolla, you sad hyper-miling loser! I get 9 miles per gallon in this tank! I can run you over while I text! You ramen eaters shopping at Target! I buy everything at Barneys New York! I bet you save up and pay for your cars in full you schmuck!"

1 Responses to “can't buy groceries w/o someone lying in wait”

  1. baselle Says:
    1321148544

    Your parallel with domestic abuse is apt, I think. Sounds like most arguments follow this: who are you going to believe, me or your own lying eyes?

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