The application session timeout occurs between the timestamp of opening the entry_add.php page and clicking the "Save and Publish" button. This happened three times. I wasn't aware I dawdled that much. I wonder if I'd forgotten about the application session duration parameter or if it were added during my long siesta.

Quick quick: activated new credit cards. Looked at another credit card, useless as it is American Express and has very few benefits, and saw that it is five months away from expiry and still has the "call this number to activate your card" sticker on it.

I don't understand how card issuers cut benefits and advantages and then wonder why people aren't using their cards. Sure, deny people incentives to give you transaction fees, see how that winning policy contributes to your revenue stream.

I felt frustrated because every time I made a full payment on our VISA, the outstanding balance showed to be $900+. I checked the payment history, as I'm two days before the deadline, and I've paid $300+ beyond the statement balance, so no finance charges. For the past eleven weeks we have had a triple-digit balance, but never incurred finance charges at any point in the year. If you pay the statement balance in full before the deadline, it's possible to do this. I am desirous to cut the VISA balance down to zero. It may take weeks before this happens, perhaps months. We lived on our credit cards while inbetween escrow cheques, using them to pay for big unexpected expenses.

Borrowed Jean Chatzky's Pay it Down. Apportioned the 10% from the paycheque into the home equity line of credit and savings. Will buy precious metals shortly, like in a half-hour.