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Credit Cards: Use it or Lose it?

December 2nd, 2008 at 04:06 pm

I have a credit card I haven't used in four years. It's an American Express one. I am wondering why it has an APR if I'm supposed to pay it off in full, because AmEx cards need to be paid off in full, right?

I'm also wondering what kinds of retail facilities accept American Express? Where I bought my spouse's birthday present does not.

Posted in Uncategorized | 1 Comments »

1 Responses to “Credit Cards: Use it or Lose it?”

  1. Ms. Pearl Says:
    December 2nd, 2008 at 05:12 pm

    I think there are different types. The AMEX my husband has has no limit and has to be paid in full every month. If he doesn't pay it in full it is shut off until he does and it is also reported to credit bureaus. We use AMEX nearly everywhere. The only place I have ever been not able to use it was the Limited Too. But I use it everywhere else I shop for clothes plus Walmart, Target and Kohls.

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