My spouse's employer's insurer has decided to suspend subsidizing my expensive prescription, which I had filled and refilled by visiting a local drugstore through the insurer for the last three months. I'm using my own insurance for now. I don't understand how it's supposed to be more convenient or cheaper for me to do mail-order. I don't even know how I would do that: do I just arrange something with my doctor and a Canadian pharma website and pay out of my own pocket? How do healthcare consumers compare insurers and HMO programs prior to enrolling in benefits?
On the plus side, we signed for our new, bigger HELOC, at the time when banks are suspending or reducing HELOCs. I was told that the credit union goes by the county assessment value of the property. I would love to pay for these renovations out of pocket, but Murphy's Law being what it is, the moment I do that would be when my car and my husband's grandmother give up the ghosts, lightning hits my roof, and one of us loses a job (not likely for my spouse -- he provides too much value for what he is paid) causing us to liquidate emergency funds. We also received the lowest/best rate possible. I do appreciate the small compensations of beautiful timing and best rates for refinancing/borrowing. If only I could transfer that skill to the schizophrenic securities market.
Job search energy is picking up, including one FT gig in another country.
One other question, not at all money-related: a third-grade girl from my son's school and bus route invited him to a party. He is 1.5 yrs younger. My husband and I are scratching our heads about why the interest despite the supposed development level and age/sex difference. We didn't know anything about her until the invitation arrived in the mail, and our son said "oh, I have a friend." Should he go? I fear it's going to be pink glitter, rainbows, unicorns, and American Girl stuff, but then again, it could be that our son is not the only boy invited. I hope this is the case. I will call the girl's parent and ask.
How does one do 'mail-order' prescriptions?
June 29th, 2008 at 09:00 am
June 29th, 2008 at 09:10 am
I could imagine it being similar... but I'm not sure. Good luck figuring it out!
June 29th, 2008 at 09:16 am
June 29th, 2008 at 09:17 am
It's a good deal because you usually get 3 months prescription for the price of 2 months. At my last job we used Caremark. You get a prescription from your doctor. It has to be written according to the mail order company's rules. You mail the prescription to the company and they send you the meds. You can then go to their website and place your renewal. I found it to be so much easier than dealing with the pharmacy. Lots cheaper too.
June 29th, 2008 at 09:18 am
The pharmacy would remind me via email when it was time to reorder...which made it a really nice no-brainer!!