Sometimes it seems that our net worth goes up in spite of my inertia or misguidedness or hyperfocus on inconsequential matters, thanks to inflation and reduction of expenses. Maybe it's my headspace right now, which is not where it should/could be (for instance, my account IDs that I've had for the past seven years? FORGOT THEM LAST NIGHT.), but I can't rightly think of something I've learned here or on another money forum, did, and had great success with.

Washing in cold water?
Buying a crockpot which gets used once every two months because we don't have a collection of crockpot recipes?
Buying in bulk from Costco?

Stuff I did that reduced our expenses I did because I saw energy costs going up or because I read personal finance books. Mostly it's the stuff I don't do that keeps us out of trouble.

I sure would like to feel proactive and proud about active measures I took to increase net worth and decrease expenses. I'll read the boards more carefully and gradually shift to a planning-in-advance household.