My List was overly optimistic.
Spouse brought home stuff I didn't ask for, like Vitamin E, a SpongeBob SquarePants game, a memory stick and almond oil, and a moisturizing cleanser instead of the simple moisturizer I asked for, but I can live with that. However, I have bath stuff dating back to 2002 in my cabinet. Many shelves are vacant. Our total came to $150.
Overtime pay was not as fabulous as I'd hoped but it's better than nothing.
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What's your favourite online retirement calculator? I'm liking the Yahoo! Finance Retirement one, because you can opt to not have social security payments factored in and change variables such as age, retirement date, number of years you'll live in retirement, investment return (7% is safe), and % of present income you'll need at retirement. However, the fact it is rated three stars out of five leads me to think there may be better ones around.
Slim Pickings at the Closing Store/Retirement Calculators
March 29th, 2007 at 11:52 am
March 29th, 2007 at 12:40 pm
I use Vanguard's (401k) and T Rowe Price (Roth), and play with calculators on many other sites.
They all make assumptions and give an answer in the end. But I like seeing the mid level calculations to see how things are working.
For example, I want to see calculator show me how much my current balance contributes and how much my future contributions influences. Becuase I can change the future, cannot change the past.
I also increase 401k % by 1% per year, so that is a factor few calculators accept.