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Today's Special

December 4th, 2011 at 02:04 am

The hip, upscale diner my friend and I went to for debt group chat played "oldies" music (Modern English, the Smiths, Duran Duran, Echo & the Bunnymen, Simple Minds, Talk Talk). The diner was not that populated, which surprised me. When it's the four of us we opt for something cheap and north, but my friend and I are Seattle foodies, and although we are in debt, we have enough to pay once a month for some good food. This was kinda economical for us anyway because we combined our occasional "let's eat somewhere good" urban pleasure with debt group.

My husband and son ate out "to get even with" me. I have been eating out for brunch/breakfast nearly every month for eleven years with my debt group.

Was asked for money as I went home from the library. Minutes later I bought an issue of Real Change and spoke with the vendor at last, telling her I'd been passing her by because I didn't have a dollar, not all my walks have "commercial intent", and I end up giving to food banks and homeless shelters, and badged Real Change vendors this year.

I just thought of something. Catholics have Advent calendars, I wonder if many North Americans have Add-debt calendars. Open a door, see a "Gold Box/Red Hot" savings opportunity every day, bring out the card.

My husband has been waiting for eight days for his birthday gift. We are hoping it hasn't been stolen: we've been at home every day, and I have received two packages in that periods.

Read that

Text is 18 percent of mortgaged homes and Link is http://www.kitsapsun.com/news/2011/dec/02/nearly-one-in-five-mortgaged-homes-in-kitsap-are/#ixzz1fWhoY1ag
18 percent of mortgaged homes in a nearby county are underwater. 17% of mortgaged homes on my sheet are underwater. Washington’s negative equity mortgages accounted for 17.2 percent of all mortgages, according to CoreLogic. The county south of us is hurting with 29% of mortgages underwater. Titanic real estate!

Also learned that things are so tough, that someone broke into a house to steal toilet paper, chicken cutlets and milk. No electronics, just protein and disposable paper. I got my family to lock our car doors now: guess the battery dying from some dimwit using the cabin light to find the gascap release lever snapped the spouse to attention. You have to be broker than broke to steal gas from a 1990s-relic automobile, and to break into a house to steal something not for pawning or for crystal meth production.

For 2012 I will concentrate on getting a job that will allow me to pay off the HELOC or build up our savings so we can work on the house and sell it and move, or rescue my sanity. Also, my friend and I agreed that while many people (myself included) look for the magic one-shot savings tip that will save them 10% on their expenditures, the reality is that dozens or hundreds of cheap little tricks are going to do it, and lots of them require forethought and organization.

1 Responses to “Today's Special”

  1. baselle Says:
    1322966544

    NO kidding. Three months ago, DH pointed out a little note written in sharpie on the vent window INSIDE our car: No money. (Not in our handwriting.)

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