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End of Month Summation

April 30th, 2014 at 12:23 pm

No surprise, kitty's surgery took our monthly expenditure 10.2% beyond the takehome pay.
Equity is way up, about 1.7% over thirty days.

Next month is a triple paycheque month. I hope I can save the extra paycheque for things like 20th anniversary celebration, new mattress, debt paydown. I would, in fact, like to put some of it toward an investment to help us save even MORE money. Maybe neon jackets and saddlebags for bicycling, revive the garden now that I can go into my own backyard again; screen windows so no flies get in. Maybe $ for a written license test for the scooter. The credit card payoff is the highest priority. Hate carrying a balance. Hauling crap to the waste terminal.

Eating out took a lot of our budget too: my birthday, celebrating 70% equity in the house, a two-day sports competition fifty miles north, with four mouths to feed both days. I did pack some spring water and protein bars. Fuel cost doubled as a result. On the other hand, my grocery bill is 20% less than average.

I'm reading a splendid book on being thrifty: Be Thrifty: How to Live Better With Less compiled by Pia Catton and Califia Suntree. Its do-it-yourself articles are by a panoply of experts, with illustrations and clear instructions for acquiring the "skills" touted in online articles. Especially useful for the first-time homeowner. Plus lots of recipes. I'm hoping to save enough using these tricks and making other adjustments to pay for a new mattress. Also looking forward to making my own mayonnaise. I've been reading Elizabeth David, and even sixty years ago there were people like me who had no idea what fresh homemade mayonnaise tastes like.

In dead pool news I have an eighteen-point score in the pool with no profit.

1 Responses to “End of Month Summation”

  1. korihor69 Says:

    Little trick I used long before I retired, I was also on a bi-weekly pay schedule. I set all my payments so they became due on the 1st and 15th. As my checks were deposited I waited until either 1st or 15th to make the scheduled payments. I had to do some moving and requesting different due dates but I did finally get them in line. That way you end up with 2 free pay checks at the end of a 12 month cycle. We used it for Xmas a few years then moved it to June so we could take vacations. It does take a little control but gets easier as time goes on.

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