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Goodbye September

September 30th, 2013 at 07:47 pm

What was good:
I saved 11% of the takehome pay. The child found a $10-off supermarket coupon and we used it. I earned 8 gas rewards (80 cents a gallon off our next fill-up).
Assets up 1.4% from last month
Debt down 0.8%
Free tasting of Ethiopia coffee @ Starbucks.

What was not good about September
Gold price falling.
Stocks dropping.
Supermarket closing.

The savings surplus is really just deferred spending. I'd like to begin allocating $ to debt and investment. I could pay off one of the debts in full but I am too chicken to do that right now.

Today I mailed a check purchase of Walgreen (WAG) stock. Each quarter I download Value Line sheets and check Standard & Poor's Stock Reports. If the Investment "Intelligence Quotient" for one of my companies' stock is higher than my own IQ, and if the projected annual return is 300% of my highest debt APR, along with a Price to Sales Ratio under 2, or at least the lowest Price to Sales Ratio of the stocks I own, I will buy it. Hence, Walgreen. It helps that Walgreen is expected to have more customers as more Americans receive access to healthcare.

I will make an initial purchase of company stock if the company has a Direct Purchase Plan and outperforms my existing holdings.

The heavy windstorm impacted us thusly: brief flicker @ 8:19 pm Sunday.

Triple paycheque month is officially November, but as the mortgage is next due November 1 I may make October the month no mortgage actually is paid. The extra $ no doubt will go to the lovely, sweet, mellow and indulgent Sagittarians in my life, and to holiday gifts.

1 Responses to “Goodbye September”

  1. My English Castle Says:

    Faring all right with all your rain? One needs lovely coffee in that kind of weather?

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