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Insurance Musings

January 13th, 2008 at 12:27 am

Last year: $491.00
This year: $546.00

I shall surf for better car/home insurance packages -- if I can get a $60 discount for having both auto and home insurance with one insurance agency that will offset my donation to the "ProjectShare" program my utility offers for low-income people behind on their bills.

Everything is going up, sigh. I wonder how people on fixed incomes are managing...

2 Responses to “Insurance Musings”

  1. luxliving Says:
    1200232051

    I wonder the same AND how I am going to be able to live and pay bills in retirement!

    Note to self: Must save MORE MONEY!!!

  2. V Says:
    1200242001

    I think that you should set aside some time to think about charity and philanthropy and such. Just like other parts of your fiscal life, it's something that is better done very mindfully and strategically.

    This isn't a swat at your giving to project share. Rather... well, think through the idea of tithing. Let's say you aspired to be giving away 10% of your income yearly as soon as you could work up to that level. On one side, there's the work of figuring out how to squish that into your budget.

    On the other, there's the fun of thinking about what you could accomplish. If you had, say, $10k that you wanted to make the world better with this year, what would you do with it? Thinking this through has made me stop giving away $60 at a time and start writing big checks for one under-supported thing that I care a lot about.

    If you made your priorities Pay Yourself First, Pay for change next, and then pay the bills and the wants, would that utterly change your life? It has mine.

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