I am diversified, perhaps improperly. And no gold or silver yet.

Generation X Retirement Calculator: feeling MUCH BETTER about retirement now.

457
Equity style pct.
ARTIX international 6.0%
ARTVX small value 4.5
RPIBX int'l bonds 5.8
RPMGX midcap growth 4.6
PTTRX bonds 4.4
VINIX S&P index 4.5

Roth IRA
PAYX Paychex stock 1.9
PHO Water ETF 3.3
PID intl stock 2.9
VDMIX dev mkts 6.5
VFIIX GNMA 4.9
VGSIX REIT 5.0
VISVX small value 4.9
VIVAX index value 6.6
VTRIX int'l value 5.0
Cash 3.0

Rollover
EFA EAFE index 2.1
QQQQ Nasdaq ETF 1.9
SPY S&P ETF 4.1
MVALX midcap value 4.5
VFSTX short-termcorp 6.0
VGTSX total stock 8.9

In retrospect I am glad I didn't yield to the temptation of PowerShares Golden Dragon China ETF.